That might be a question that has popped into your mind if you’ve ever looked through finance and budgeting spaces, but what does it mean exactly? Other than being another word for clever, it is also a method to help you with budgeting, namely in setting SMART (get it?) goals to help you in your journey to financial wellness. SMART is an acronym for: • Specific • Measurable • Achievable • Relevant •Time-bound.

Now, how does YBUBGET help you in not only setting, but also achieving such goals?

• Specific - We ensure your goals are precise, whether they are savings goals or otherwise

• Measurable - Our app provides tools to track income, expenses and savings, and offers detailed reports to allow you to monitor your progress and make informed decisions and adjustments.

• Achievable -YBUDGET helps you in creating realistic plans and budgets by analyzing your financial data and suggesting attainable plans

• Relevant - Our platform allows you to set financial goals that align with your budget and needs by providing suggestions on how to allocate resources effectively.

• Time-bound - YBUDGET encourages you to set deadlines for your goals, regardless of whether it is a short-term (six to twelve months) or longer-term (20+ years) one.

And yes, while it does sound like time-bound could have two letters in the acronym, SMART seems easier on the tongue than SMARTB.

Creating such goals may seem daunting, but YBUDGET makes it fast and easy. Get started today on YBUDGET!